How to Set Up Payments on Shopify for a Clothing Store
Payments are the one part of your store where a mistake directly costs you the sale. This guide walks through setting up Shopify payments the right way — which providers to enable, the wallets that lift mobile conversion, and the fees to understand.
Payment Options to Consider
| Method | Why enable it |
|---|---|
| Shopify Payments | Built-in, lowest friction |
| Cards | The baseline everyone expects |
| Express wallets | Faster mobile checkout |
| Buy-now-pay-later | Lifts higher-ticket AOV |
| PayPal | Trust for some shoppers |
Notes
Use Shopify Payments where it's available. It's built in, avoids third-party transaction fees Shopify charges on outside gateways, and keeps the checkout seamless. For most new stores in supported countries it's the simplest, cheapest starting point.
Turn on express wallets for mobile. Most fashion traffic is mobile, and express wallets (Apple Pay, Google Pay, Shop Pay) let shoppers pay in a tap instead of typing card and address details. Enabling them is one of the easiest conversion wins on a phone.
Understand your real fee stack. You pay a processing rate per transaction, plus an extra fee if you use a third-party gateway instead of Shopify Payments. Know these numbers — they come straight out of the margin you set when pricing your products.
Always place a real test order. Before launch, buy something yourself end-to-end and confirm the charge, the confirmation email, and the order all work. A silently broken payment method is a sale you never even know you lost.
FAQs
How do I set up payments on Shopify for a clothing store?
In Settings → Payments, activate Shopify Payments where available (it avoids extra transaction fees), enable express wallets like Apple Pay, Google Pay, and Shop Pay for faster mobile checkout, and consider PayPal and buy-now-pay-later. Then place a real test order to confirm everything works.
Should I use Shopify Payments or a third-party gateway?
For most new stores in supported countries, Shopify Payments is simplest and cheapest because it's built in and avoids the extra fee Shopify charges on third-party gateways. Use an outside gateway only if you need a method Shopify Payments doesn't support.
Which payment methods increase conversion?
Express wallets (Apple Pay, Google Pay, Shop Pay) are the biggest lift because they remove manual card and address entry on mobile, where most fashion traffic is. Buy-now-pay-later can also raise average order value on higher-ticket items.
Need this on your store?
Tailor Size Guide ships pre-built size charts for Shopify.